Straight answers
What families, attorneys and CPAs ask before they order, and what everyone asks about inspection day. Nothing here promises a value: that is the one thing no appraiser can tell you before the work is done.
Questions families and firms ask
Can you appraise a property as of a date in the past?
Yes. That's a retrospective appraisal, and for estate work it's most of what we do. The value is developed using sales that closed on or before that date and market conditions as they were then. Ten days ago or ten years ago, the process is the same; older dates just take more research, which is reflected in the fee.
What does it cost?
Fees are set by property type, size, how complex the assignment is, and how far back the effective date sits. Acreage, multiple parcels, small income property, and litigation work are quoted individually. You get the fee before we start, and it is never tied to the value we conclude: that's prohibited, not just discouraged.
How long does it take?
Inspection usually happens within a few business days of scheduling, and the signed report typically follows three to five business days after the inspection. Rush service compresses that when a filing or hearing date demands it, so say so at intake rather than after.
Do you need to go inside?
An interior inspection produces the most credible result and is what we recommend for anything headed to the IRS or a court. When it isn't possible (the property already sold, a tenant refuses, the family doesn't have keys), we can work from exterior observation and records, with the limits stated plainly in the report so nobody is surprised by them later.
Will the IRS accept it?
A complete appraisal report from a state-certified appraiser, developed under USPAP, is the recognized way to support a value on an estate or gift return. We can't promise what any examiner will do with it, and we're not the ones who decide how the value is reported: that's your CPA's call. What we control is that the reasoning is documented well enough to be defended.
California probate already uses a referee. Why order an appraisal?
The probate referee values estate assets for the Inventory and Appraisal, and that's a court-appointed role we're not replacing. Executors still order independent appraisals to understand the number before it's filed, to support an heir buyout, to document basis for the IRS, or to raise a question about a referee value. Property held in a trust is different: there's no referee at all, and the trustee needs an independent appraisal.
We're in a divorce. Can you work for both sides?
Yes, and it's often the cheaper path: a single jointly-engaged appraiser instead of two competing ones. The engagement letter names both parties or both attorneys, and the report goes to everyone at the same time. Either side is free to hire their own appraiser instead.
Zillow shows a different number.
An automated estimate is a statistical guess from public records that has never seen the inside of the house, can't value a remodel or a failing foundation, and can't produce a value as of a date in the past at all. It's a starting point for curiosity, not a valuation anyone is required to accept.
Who am I hiring?
Mr. Cali Appraisals is an independent California appraisal practice. Appraisals are prepared and signed by Gordon Hall, California Certified Residential appraiser (BREA No. AR003877), under the Uniform Standards of Professional Appraisal Practice. We don't take a commission on any sale of the property, and we don't take assignments where the fee depends on the outcome.
Before you call
What areas do you appraise?
Claremont and La Verne first, then Upland, Montclair, Pomona, San Dimas, Rancho Cucamonga and Alta Loma, Ontario, Chino, Chino Hills, Glendora, Diamond Bar and Walnut, plus the land north toward Padua Hills and Mt. Baldy. That covers both sides of the Los Angeles/San Bernardino county line. Assignments outside that footprint are accepted only where geographic competency and the data support a credible result.
How long does an appraisal take from start to finish?
Typical turnaround is three to five business days from the inspection. The inspection itself runs 30 to 60 minutes for a standard single-family home, longer for a hillside or custom property, a multi-family building, or a home with additions that need to be measured and sketched. Complex assignments, such as litigation support, land, equestrian parcels and retrospective estate values, can take longer, and the timeline is confirmed before the engagement.
What should I do to prepare for the inspection?
Unlock gates and side yards, secure pets, and make the water heater, electrical panel and HVAC reachable. If you have permits, plans or a survey for an addition, remodel or ADU, have them out. Interior access to every room, including the garage, is needed. You do not need to clean or stage anything. Clutter is not a value factor; condition and maintenance are, and those get recorded either way.
Do you work for the lender or for me?
An appraiser develops an independent opinion of value for a stated client, intended use and intended users, all of which appear on the face of the report. If a homeowner, attorney, CPA or trustee engages me directly, they are the client and the report is prepared for their filing or decision. The analysis itself comes from closed comparable sales and does not change based on who ordered it. That independence is what makes the report usable by a lender, a court or an assessor.
Can you do a date-of-death or retrospective appraisal?
Yes. Retrospective appraisals set the effective date in the past: commonly date of death for estate settlement and step-up in basis, or date of separation or date of marriage in a dissolution matter. The comparable sales are drawn from that period, and the report states the effective date, intended use and intended users clearly for the CPA, attorney or court that will read it. Provide the address and the exact date when you call.
Is your report accepted by the court in a divorce case?
Reports are USPAP-compliant and written to be reviewed line by line by a mediator, opposing counsel or a judge, with the comparable selection and adjustments explained in plain language. Admissibility is always the court's decision, not the appraiser's. Declarations and testimony are available when a matter requires them, and that should be discussed at engagement so the scope and timeline account for it.
I got a low appraisal. Can you help me challenge it?
There are two separate assignments. An appraisal review examines the existing report for USPAP compliance, comparable selection, adjustment support and factual accuracy (square footage, gross living area, condition ratings, sales across a freeway or county line) and states findings with reference to the specific data. A new independent appraisal develops its own opinion of value. Neither is a request for a particular number. Send the report and the address and we will discuss which one fits.
Do you do property tax appeal appraisals for Los Angeles and San Bernardino counties?
Yes, for both. The report documents the property's condition and identifies the closed sales that best reflect it as of the required lien date, in the format an assessment appeals board hearing expects. This matters here because a single street can sit on the county line and carry very different assessed values. Filing windows are fixed and short, so call well before your deadline rather than after.
Do you appraise multi-family and 2-4 unit properties?
Yes. Duplexes, triplexes and fourplexes (two to four units) are a core property type, using both the sales comparison and income approaches with market rent and expense analysis documented. Most of this work is in the older stock around downtown Pomona, central Upland, Montclair and Ontario, where unit mix and legal use often differ from what assessor records show. Lender panels frequently pass on these; they are handled here directly.
Can you appraise vacant land, hillside lots and horse property?
Yes. Land value turns on access, slope, utilities, zoning and buildable area rather than finished square footage, and two adjacent parcels north of Claremont or La Verne toward Padua Hills and Mt. Baldy can support very different projects. Equestrian and large-lot properties in Chino, Chino Hills, Alta Loma and north Upland are also standard work, with the contributory value of barns, arenas and stalls addressed explicitly rather than lumped into one adjustment.
What is the difference between an appraisal and a home inspection?
A home inspection is a condition report on the systems and structure, produced by a home inspector, with no opinion of value in it. An appraisal is an opinion of market value as of a specific date, developed from closed comparable sales and written to USPAP standards. Condition is observed because it affects value, but systems are not tested. FHA and VA assignments are the one overlap, since those programs add minimum property condition requirements.
What do FHA and VA appraisals require that a conventional appraisal does not?
Minimum property condition standards in addition to the value opinion. The items that commonly come up in older housing, such as the homes near the Claremont Colleges and in central Pomona, are peeling or defective paint on pre-1978 homes, unstrapped water heaters, missing handrails at exterior steps, roof condition and remaining life, exposed wiring, broken windows, inoperative heating, and attic or crawl space access. An FHA or VA appraiser identifies those items specifically so repairs can be scoped rather than guessed at.
Why would a seller pay for an appraisal before listing?
Because a pre-listing appraisal gives an independent opinion of value built from closed sales that can be identified and explained, rather than a range of estimates. In Claremont that matters because a pre-1940 home near the Village, a postwar tract home north of Foothill and a hillside house in Claraboya draw different buyer pools inside the same ZIP code. It is most useful for unusual properties: heavy remodels, large lots, added ADUs, view parcels.
Are you licensed?
Gordon Hall is a California Certified Residential real estate appraiser, BREA No. AR003877, and the license can be checked on the California Bureau of Real Estate Appraisers' public license lookup. The license appears in the certification section of every report. USPAP's Competency Rule also requires an appraiser to know the specific market, including its geography, which is why the service area here is limited to the eastern San Gabriel Valley and western Inland Empire rather than all of Southern California.
How do I schedule, and what do you need from me?
Call (909) 324-6122 or use the request form on this site. Have ready: the property address, the type of appraisal and who will use it (lender, court, assessor, CPA, trustee, yourself), the effective date if it is retrospective, access details and who will let the appraiser in, and any permits or plans for additions and ADUs. You will be told the fee, the turnaround and exactly what inspection day involves before anything is scheduled.
Can you appraise a property I am buying with cash or off-market?
Yes. With no lender in the transaction, nobody orders an appraisal unless the buyer does. A pre-purchase appraisal shows what closed sales support in that specific pocket, whether that is Claraboya, the Village Expansion, a tract off Base Line or a large lot in Alta Loma. It is an opinion of value written to be defensible, not a negotiating instrument, and the reasoning is documented so it can be reviewed.
What is the difference between an appraisal and a Zestimate or agent CMA?
A Zestimate is an automated valuation model: software that estimates value from public records and recent sales without anyone seeing the property. An agent's comparative market analysis (CMA) is a real estate agent's opinion of a likely list or sale price, usually prepared to help price a listing. Neither is developed under the Uniform Standards of Professional Appraisal Practice (USPAP), and neither is signed by a licensed appraiser. An appraisal is an independent opinion of value from a state-certified appraiser, as of a stated effective date, with the comparable sales and adjustments documented so a lender, a court or an assessor can check them.
Can you appraise a property I already own for a trust?
Yes. Owners and trustees order appraisals when a home is placed into a trust, when a trust is funded or its assets are inventoried, and when property is distributed to beneficiaries. The effective date can be today or the date of the transfer, and the report states the intended use and the intended users, such as the trustee, the CPA or the estate planning attorney, on its face. The appraisal documents value; how the trust is drafted or taxed is a question for your attorney or CPA, and nothing here is legal or tax advice.
Do you appraise ADUs and additions built without permits?
Yes, and the report is candid about them. The addition or ADU is measured, photographed and described as it stands, and its permit status is noted from the records available and any documents you provide. How much it contributes to value depends on whether buyers in that market recognize unpermitted space and, for a loan, on the lender's own guidelines, so the treatment is explained rather than assumed. An appraisal is not a code or permit determination. If you have permits, plans or final sign-offs for any part of the house, have them ready at the inspection.
How do you choose comparable sales?
Comparable sales are closed sales, not listings, chosen because a buyer in that market would have weighed them against the subject property. The search starts nearby and close in time to the effective date, then narrows by property type, size, age, condition, lot and location, including which side of the county line, a freeway or a school attendance boundary the property sits on. Each sale is verified where possible, and each difference from the subject is adjusted with the reasoning stated. When the best sales are farther away or older, the report says so and explains why.
Can both parties in a divorce rely on one report?
They can, when the appraisal is engaged jointly. The engagement names both parties or both attorneys, and the report goes to everyone at the same time, so neither side holds information the other does not. The value is developed the same way whichever side pays for it. If the matter needs a value as of the date of separation as well as a current value, both dates can be addressed in the same assignment. Either party remains free to hire a separate appraiser, and whether the court relies on the report is always the court's decision.
Do you testify?
Yes. Declarations and testimony are available when a probate, trust, family law or civil matter requires them. Reports are written on the assumption that opposing counsel will read every line, so the comparable selection and adjustments are documented well enough to be explained under questioning. Testimony is its own scope of work, so raise it when the appraisal is ordered rather than later, and the engagement will account for preparation, deposition or hearing time. Admissibility, and the weight given to any testimony, is always the court's decision.
What does a retrospective value date mean?
Every appraisal carries two dates: the effective date, which is the date the value applies to, and the report date, when the report is signed. In a retrospective appraisal the effective date is in the past, such as a date of death, a date of separation, or the lien date in a property tax appeal. The analysis uses only the sales and market conditions that existed as of that date, as a buyer would have seen them then. The report states both dates plainly, so the CPA, attorney or court reading it knows exactly which moment the value describes.
