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Choosing an Appraiser in ClaremontBy Gordon Hall7 min read

What a Certified Residential Appraiser Can Appraise in Claremont, and What Needs Another License

Which Claremont properties a Certified Residential appraiser may appraise, which need a Certified General license, and what is not real estate at all.

Empty bedroom in a Claremont home with light wood-look flooring, a white sliding closet door, a ceiling fan, and a window looking out on trees and a single-story house across the street

A California Certified Residential appraiser may appraise any one-to-four unit residential property regardless of transaction value or complexity, plus non-residential property up to a transaction-value cap. In Claremont that covers a Village bungalow, a Claraboya hillside home, a condominium south of the 10, a house with an ADU and a two-to-four unit building. An apartment building of five or more units, commercial and most mixed-use property, institutional property and land that needs a subdivision development analysis call for a Certified General appraiser.

The license is set by the property, not by the reason for the appraisal. The four license levels themselves are explained in BREA license levels for Claremont homeowners.

What is inside Certified Residential scope?

The Bureau of Real Estate Appraisers (BREA) states the Certified Residential scope as any one-to-four family property regardless of transaction value or complexity, and non-residential property up to the cap printed on its license-level sheet. In Claremont's housing:

  • Pre-1940 houses near the Village and the Colleges. Craftsman and Spanish Colonial Revival houses with enclosed porches and later additions, however atypical. See historic pre-1940 home appraisal.
  • Postwar ranch tracts north of Foothill. Single-story houses on wider lots, with garage conversions and additions whose permit history drives the adjustments.
  • Hillside and custom homes in Claraboya and Padua Hills. View, grade, access and one-off construction widen the comparable search, but the property is still a single-family home.
  • Townhomes and condominiums. A single attached unit south of the 10 or in the Village expansion is one residential unit, inside the scope.
  • Houses with ADUs or rear units. A main house plus an accessory dwelling unit remains a one-to-four unit property. Permit status decides how the added living area is treated, not which license is needed.
  • Two-to-four unit buildings. A duplex, triplex or fourplex is residential property of one to four units, and the scope covers it. See 2-4 unit multi-family appraisal.
  • Land meant for a house. The Appraiser Qualifications Board (AQB), the national board that sets minimum appraiser qualification criteria, describes the Certified Residential classification as including vacant or unimproved land used for one-to-four unit purposes, or whose highest and best use is one-to-four unit residential. A single foothill lot meant for one house fits. See vacant and hillside land appraisal.

Does the purpose of the appraisal change the license needed?

No. The intended use, what the report will be used for, shapes the scope of work, the type and extent of research and analysis, but not the license level. A Certified Residential appraiser may take a Claremont house for any of these purposes, as long as the property is within scope and the appraiser is competent in the market:

  • an estate or trust, often as a retrospective appraisal, an appraisal whose effective date is in the past, such as the date of death;
  • a divorce or dissolution, where the report is read by both sides;
  • a property tax appeal, usually valued as of the January 1 lien date set by California Revenue and Taxation Code section 2192;
  • a pre-listing or pre-purchase decision, or a review of another appraiser's report.

What changes by purpose is who the intended users are, the people entitled to rely on the report, and which date the value applies to.

What needs a Certified General appraiser?

BREA states the Certified General scope as all types of real estate regardless of transaction value or complexity. Anything outside the residential classification belongs there:

  • Apartment buildings of five or more units. Five units is past the one-to-four line, even when the building looks residential from the street.
  • Commercial property. A storefront, an office building, a retail center or an industrial building, above the non-residential cap.
  • Most mixed-use buildings. The Village expansion west of Indian Hill, on the former citrus packing plant site, added mixed-use and residential infill. A building that combines shops or offices with apartments is non-residential property, and above the cap it needs a Certified General appraiser. A single residential condominium inside such a project is a different matter: that unit is residential.
  • Institutional property. A classroom or office building at one of the Claremont Colleges is not residential real estate in the license sense.
  • Subdivision land. The AQB criteria exclude subdivisions for which a development analysis is necessary from the residential classification. A large lot north of Foothill valued as a single home site is residential work; the same land valued as a multi-lot development is not.

What is not a real estate appraisal at all?

Two kinds of request sit outside every BREA license level.

Personal property. BREA licenses real estate appraisers. Furniture, art, antiques, jewelry and collectibles are personal property, and appraising them is a separate field with its own credentials. Claremont search results have included a personal-property appraiser, so check which kind a listing describes.

Value numbers that are not appraisals. An automated estimate such as a Zestimate or other AVM, an algorithm's statistical estimate from records, is not an appraisal. An agent's comparative market analysis (CMA), an opinion of likely list or sale price, is not an appraisal. The county assessment, the taxable value under California's assessment rules, is not an appraisal. A cash offer, a price a buyer will pay on stated terms, is not an appraisal. No license level turns any of them into one.

Where does the line get close in Claremont?

These are the kinds of assignments worth confirming at the first call.

  • A main house with two ADUs or rear units. Count the units. Up to four residential units stays in Certified Residential scope.
  • A large lot considered for a split. Valuing the property as it stands is residential work. A question about what the land is worth as a subdivision is not.
  • A property near the county line. The license is California's, and it covers both sides of Mills Avenue. Which county the house sits in changes the assessor and the comparable search, not the license. The Claremont area page explains the line.

How do I confirm before ordering?

  1. Look up the appraiser's level on the BREA license search. How to look up a Claremont appraiser on BREA walks through the record.
  2. Describe the property plainly when you ask: the number of units, any ADU, any commercial use, the lot.
  3. Read the engagement letter, the written agreement that states the client, the intended use, the scope of work and the fee, before work begins.

The questions worth asking at that first call are collected in what to ask a Claremont appraiser before ordering, and the full vetting checklist is in the pillar, how to check a Claremont appraiser. More articles are on the Choosing an Appraiser in Claremont hub.

Next step

Mr. Cali Appraisals takes one-to-four unit residential assignments in Los Angeles and San Bernardino counties under Gordon Hall, California Certified Residential Real Estate Appraiser, BREA No. AR003877 (license lookup). The about page explains how assignments are accepted. If your property is outside that scope, you will be told so at the first call. To describe a property and confirm scope, request an appraisal or call (909) 324-6122. The fee is set by the scope of the assignment and quoted before work begins, and it does not depend on the value.

Sources

Gordon Hall, California Certified Residential Real Estate Appraiser, BREA No. AR003877 (lookup: https://www2.brea.ca.gov/breasearch/faces/party/view.xhtml?id=23601). Reports are prepared in conformity with the Uniform Standards of Professional Appraisal Practice (USPAP). Nothing here is legal or tax advice; admissibility is always the court's decision.

Frequently asked questions

Can a Certified Residential appraiser appraise a duplex or fourplex in Claremont?

Yes. BREA states the Certified Residential scope as any one-to-four family property regardless of transaction value or complexity, so a duplex, triplex or fourplex is within it. A building of five or more units is past that line and calls for a Certified General appraiser.

Does a house with an ADU need a different license?

No. A main house with an accessory dwelling unit is still a one-to-four unit residential property, inside Certified Residential scope. The ADU's permit status affects how its living area is treated in the analysis, not which license the appraiser needs.

Who appraises a mixed-use building in the Claremont Village?

A building that combines shops or offices with apartments is non-residential property. Above the non-residential cap on BREA's license-level sheet it needs a Certified General appraiser. A single residential condominium unit inside such a project is residential and within Certified Residential scope.

Can a real estate appraiser value furniture, art or antiques?

Not under a BREA license. BREA licenses real estate appraisers, and personal property such as furniture, art, antiques and jewelry is a separate field with its own credentials. For an estate that holds both a house and valuable contents, the two are usually appraised separately.

Gordon Hall

Mr. Cali Appraisals

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